TL;DR: Own Microsoft Office Professional 2021 for Windows with a one-time payment of $27.97 (reg. $219.99).

Microsoft 365 Personal costs $99.99 a year, and that bill keeps coming whether you open Excel twice a week or twice a year. Microsoft Office Professional 2021 for Windows skips the renewal entirely, and it's on sale for $27.97 (reg. — Read the rest

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